01 · Sponsor proposition · ReferralCierge · Partner-enabled underwriting governance
Give distribution partners a clearer way to handlereferred cyber cases.
ReferralCierge helps platform sponsors coordinate broker clarification, evidence custody, underwriter authority, appetite feedback and decision receipts across referred SME cyber risks — without exposing raw client data or slowing the digital platform.
02 · The case
A broker submits a cyber risk that falls outside automated appetite.
03 · What ReferralCierge does
ReferralCierge shows the sponsor, broker and underwriter what evidence is needed, who may decide, and what receipt proves the outcome.
04 · Sponsor journey
How the platform sponsor uses ReferralCierge
Configure partner access
Invite brokers, underwriting teams and product leads into a governed referral workspace.
Define referral parameters
Set project, product, appetite, authority and evidence parameters for referred cyber cases.
Receive referred cases
Automation handles ordinary submissions; edge cases are routed into ReferralCierge.
Coordinate clarification
Brokers receive structured evidence requests instead of fragmented email chains.
Govern underwriter decisions
Underwriters review evidence, authority limits, appetite flags and advisory notes before acting.
Capture feedback
Product and appetite teams see recurring friction, coverage requests and referral patterns.
Prove the action
KATLAS signs a receipt showing custody, authority and outcome without exposing raw private data.
05 · Stakeholder coordination
Coordinate by partner, project, case or portfolio
The sponsor can organise referred work along the axes that matter to the book — distribution, product, appetite, project and learning — without forcing distribution partners through a single workflow.
Explainer only · admin console out of scope for this demo
05 · Stakeholder coordination — what each role gets
What each stakeholder gets
06 · Why KATLAS sits underneath
Governance for the actions, not a replacement for the platform.
KATLAS does not replace the underwriting platform. It governs the actions around the platform: who requested evidence, who had authority, what was shared, what was withheld, what decision was made and what receipt proves it.
Custody controls the evidence.
Authority governs the action.
Receipts prove what happened.
Brokers and clients retain raw evidence. References and counts only.
Named human role authorises every governed action. Gates are visible.
Signed envelope kept server-side. Public receipt shows metadata only.
07 · Workbench & receipt journey
Step into the workbench
Follow the referred case end-to-end: review the broker submission and automated flags, request clarification, watch evidence custody, decide within authority and read the signed KATLAS receipt.
Follow this case →
The public receipt shows only governance metadata — hash, signer reference, timestamp, outcome, shared evidence refs, withheld-evidence count and CAR summary. The full signed envelope stays server-side.
View latest receipt